
Areas of Expertise
Balance-sheet management, model risk, capital and regulation, and risk transformation.
Independent senior advisory for banks, insurers and financial institutions, founded by Anton Kwaijtaal.
ALM & Treasury | Model Risk | Capital & Regulation | Risk Transformation

20+ years across banking, insurance, asset management and pensions.
AJK Risk Management brings together a senior, independent advisory perspective with practical experience in financial risk, regulation and transformation.
Technical expertise matters most when it leads to decisions that work in practice. Our focus is on bridging the gap between methodology and implementation.
“Bridging methodology and implementation to help clients build more resilient institutions.”

Balance-sheet management, model risk, capital and regulation, and risk transformation.

Trusted by leading financial institutions across different disciplines and geographies.

Practical guidance that translates analysis into delivery and measurable outcomes.

Treasury, risk management and balance sheets.

Risk management, capital and regulation.

Investment risk and model governance.

Long-term risk, investments and governance.




An independent perspective on your most complex risk, regulatory and transformation challenges.